Used Cars for Sale in Indianapolis

1810 Matching Vehicles Found

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Location:
Ray Skillman Whiteland
1099 N. U.S. Highway 31
New Whiteland , IN 46184
(317) 535-0911
AutoCheck
Recent Arrival! 2008 Chrysler Sebring Limited White 3.5L V6 MPI 24V High-Output. Odometer is 57318 miles below market average! 16/26 City/Highway MPG 6-Speed Automatic 3.5L V6 MPI 24V High-Output FWD Awards: * 2008 KBB.com Brand Image Awards Reviews: * If you're looking for an affordable convertible with the choice of a hard top, the 2008 Chrysler Sebring could be for you. Available audio and entertainment systems make this car even more attractive for those who like to cruise. Source: KBB.com * If you like the balanced nature of a midsize sedan but want or need some of the in-cabin goodies not traditionally available in the segment, the Sebring might be just the car for which you've been waiting. Unique styling also sets the Sebring apart from the crowd. Source: KBB.com Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Shadeland Kia
1300 Shadeland Avenue
Indianapolis, IN 46219
(317) 352-9500
AutoCheck
REDUCED FROM $14,480! $600 below NADA Retail! EPA 30 MPG Hwy/24 MPG City! LOW MILES - 5,859! Base trim. iPod/MP3 Input, Bluetooth, Aluminum Wheels, Satellite Radio. SEE MORE! WHY BUY FROM US We have a fantastic number of vehicles available, from hatchbacks to SUVs, and minivans to sedans, and we're constantly doing our utmost to provide them at the best prices possible. With Ray Skillman Shadeland, you know you'll be working with an auto-dealership which is firmly committed to helping you out with every single one of your automotive needs. VEHICLE REVIEWS The Soul's cabin is a comfortable and user-friendly environment, with roomy accommodations and intuitive controls. Kia's Soul will be a friendly companion for errand running, too, as its boxy shape provides a surprising amount of luggage and cargo space. -Edmunds.com. Pricing analysis performed on 5/16/2019. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Chevy
3891 South Post Road
Indianapolis, IN 46239
(888) 376-3404
AutoCheck
EPA 24 MPG Hwy/17 MPG City! Entertainment System, Heated Leather Seats, Nav System, Third Row Seat, Moonroof, Hitch, Quad Bucket Seats, Aluminum Wheels, TRANSMISSION, 6-SPEED AUTOMATIC, ELEC. ENGINE, 3.6L SIDI V6 CLICK ME! WHY BUY FROM US For over two decades, Ray Skillman Discount Chevrolet has been the premier dealer of Chevy cars for the Indianapolis, Carmel, and Greenwood areas. Our long history in the area has led us to become one of the most recognized and trusted dealers of both used and new cars. We continue to gain the respect of the community through our commitment to great service, a variety of on-site financing options, and thorough knowledge of each vehicle we sell. OPTION PACKAGES NAVIGATION AND REAR ENTERTAINMENT SYSTEM WITH REAR CAMERA AND USB PORT rear seat DVD player with remote control, overhead display, 2 sets of 2-channel wireless infrared headphones and auxiliary audio/video input jacks, rearview camera system, AM/FM stereo with MP3 compatible CD/DVD player with DVD-based navigation, seek-and-scan, digital clock, auto-tone control, Radio Data System (RDS) and speed-compensated volume, Theftlock, voice recognition, Bose 5.1 surround sound 10-speaker system, 115-volt 3-prong house hold-style power outlet and (UBS) XM NavTraffic, SUNROOF, DUAL SKYSCAPE 2-PANEL POWER with tilt-sliding front and fixed rear with sunscreen, TRAILERING EQUIPMENT includes (V08) heavy-duty cooling system and (VR2) trailer hitch, ELECTRONICALLY CONTROLLED WITH OVERDRIVE includes auto-grade braking, hill start assist and tap-shift manual shift control, ENGINE, 3.6L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb-ft of torque @ 3400 rpm [359.1 N-m]) ((288 hp [214.7 kW] @ 6300 rpm, 270 lb-ft of torque @ 3400 rpm [364.5 N-m] with dual exhaust).) (STD). Pricing analysis performed on 5/17/2019. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Hyundai of Avon
8775 E US Hwy 36
Avon, IN 46123
(317) 754-3400
AutoCheck
FUEL EFFICIENT 24 MPG Hwy/17 MPG City! SE trim. Third Row Seat, iPod/MP3 Input, CD Player, Rear Air, Aluminum Wheels. AND MORE! EXPERTS REPORT Edmunds.com explains The 2011 Ford Flex is a thoughtfully designed and cool-looking alternative to minivans and seven-passenger crossover SUVs. We think most families would be well served by its diverse abilities.. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Hyundai of Avon
8775 E US Hwy 36
Avon, IN 46123
(317) 754-3400
AutoCheck
GREAT MILES 44,707! LT trim. FUEL EFFICIENT 35 MPG Hwy/25 MPG City! CD Player, Onboard Communications System, Remote Engine Start, iPod/MP3 Input, Aluminum Wheels, Satellite Radio. CLICK ME! EXPERTS RAVE Edmunds.com's review says The 2014 Chevrolet Sonic is one of our top picks for a subcompact sedan or hatchback thanks to its blend of power, comfort and feature availability.. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Hyundai of Avon
8775 E US Hwy 36
Avon, IN 46123
(317) 754-3400
AutoCheck
LT trim. EPA 31 MPG Hwy/21 MPG City! Onboard Communications System, CD Player, Smart Device Integration, Dual Zone A/C, Rear Air, Aluminum Wheels, iPod/MP3 Input, Satellite Radio. AND MORE! EXPERTS CONCLUDE KBB.com's review says Impala product planners believe that their newest creation has the prerequisites to get them back in the game, and after driving the Impala extensively, we tend to agree with them.. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Autocenter
8424 US 31 S
Indianapolis, IN 46227
(317) 300-2001
AutoCheck
2015 Chevrolet Impala Limited LT FWD This amazing 2015 Chevrolet Impala Limited LT comes fully equipped with tremendous features such as: LT Trim. Power Moonroof / Sunroof, CD Player, Dual Zone Air Conditioning, Onboard Communications System, Remote Engine Start, and More! Odometer is 941 miles below market average! Fuel Efficient 18/30 City/Highway MPG! OPTION PACKAGES LT SUNROOF PACKAGE includes (CF5) power sunroof and (UG1) Universal Home Remote, SEAT, REAR FLIP-AND-FOLD FLAT with armrest, SIRIUSXM SATELLITE RADIO is standard on nearly all 2015 GM models. Enjoy a 3-month All Access trial subscription with over 150 channels including commercial-free music, plus sports, news and entertainment. Plus you can listen to SiriusXM Internet Radio everywhere on your computer, smartphone or tablet. Welcome to the world of SiriusXM. AUDIO SYSTEM, AM/FM STEREO WITH CD AND MP3 PLAYBACK seek-and-scan, digital clock, auto-tone control, Radio Data System (RDS), automatic volume, TheftLock and auxiliary input jack (STD), ENGINE, 3.6L SIDI DOHC V6 VVT (300 hp [223.7 kW] @ 6500 rpm, 262 lb-ft of torque [353.7 N-m] @ 5300 rpm) (STD), TRANSMISSION, 6-SPEED AUTOMATIC, ELECTRONICALLY CONTROLLED WITH OVERDRIVE (STD). Reviews: * Impala is a vision of the future that lives for today. The powerdome hood, wide chrome grille, projector-beam headlamps and available LED daytime running lamps project the bold new face of Chevrolet. The provocative silhouette, sculpted bodysides and a choice of 18-, 19- or 20-inch wheels contribute further to its dramatic appearance and head-turning profile. The Impala interior has been transformed into a carefully crafted, exquisitely detailed environment with the driver's comfort and peace of mind its focus. A dramatic and innovative reinterpretation of the classic Chevrolet "dual-cockpit" instrument panel flows seamlessly around the driver, while visual accents such as available soft ice-blue ambient lighting ignite the senses. And with thoughtful design along with ingenuity, the 2015 Impala is spacious and comfortable, offering ample room for five passengers. At the heart of Impala is the acclaimed 3.6L V6 engine boasting 305hp and 0-60 mph in just 6.8 seconds. The available engine's refined power and finely tuned precision contribute to the confident and strong ride Impala is known for, while preserving impressive efficiencies such as an EPA-estimated 29 MPG hwy. Just as efficient is the 36 MPG hwy ECOTEC 2.5L 4-cyIinder engine with stop/start technology. The latest evolution of available Chevrolet MyLink infotainment is here along with an available 4G LTE Wi-Fi hotspot. Customize your driving experience by arranging the icons and features on your available 8-inch color touch-screen. It features an all-new intuitive interface with the latest, easy-to-use technologies. It's highly customizable so you can personalize the system to your preferences, and capable of linking up to 10 devices. Source: The Manufacturer Summary Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Autocenter
8424 US 31 S
Indianapolis, IN 46227
(317) 300-2001
AutoCheck
Recent Arrival! 2008 GMC Envoy SLT Red 4WD. Odometer is 91431 miles below market average! 4-Speed Automatic with Overdrive 4.2L I6 SFI 4WD Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Autocenter
8424 US 31 S
Indianapolis, IN 46227
(317) 300-2001
AutoCheck
Recent Arrival! 2016 Ford Fusion SE Ingot Silver 6-Speed Automatic. 22/34 City/Highway MPG 6-Speed Automatic 2.5L iVCT FWD Awards: * 2016 KBB.com 10 Best Sedans Under $25,000 * 2016 KBB.com Brand Image Awards Reviews: * Fuel-efficient turbocharged engines; sharp handling; composed ride; quiet cabin; advanced technology and safety features; eye-catching style; available all-wheel drive. Source: Edmunds Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Hyundai of Avon
8775 E US Hwy 36
Avon, IN 46123
(317) 754-3400
AutoCheck
LOW MILES - 34,149! JUST REPRICED FROM $15,978, EPA 32 MPG Hwy/21 MPG City! Verano trim. Remote Engine Start, Onboard Communications System, WiFi Hotspot, Dual Zone A/C, CD Player, Back-Up Camera, Aluminum Wheels, iPod/MP3 Input SEE MORE! EXPERTS CONCLUDE Edmunds.com's review says In spite of its compact exterior dimensions, the 2016 Buick Verano is actually pretty roomy inside. With plenty of seat adjustability and a tilt-and-telescoping steering wheel, virtually any driver will be able to get comfortable behind the wheel.. Pricing analysis performed on 4/24/2019. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Northeast Mazda
1630 North Shadeland Ave.
Indianapolis, IN 46219
(317) 300-2003
AutoCheck
2016 Nissan Sentra SV Silver CVT with Xtronic. 1.8L 4-Cylinder DOHC 16V CVT with Xtronic FWD 29/38 City/Highway MPG
 
Location:
Ray Skillman Ford and Hyundai
1250 US Highway 31 South
Greenwood, IN 46143
(800) 416-5555
AutoCheck
Certified Pre-owned Hyundai
SE trim. LOW MILES - 38,882! FUEL EFFICIENT 38 MPG Hwy/28 MPG City! CD Player, iPod/MP3 Input, Satellite Radio. CLICK ME!WHY BUY FROM USSince first opening our doors, Ray Skillman Ford has been proud to serve Indianapolis, Greenwood and Franklin drivers. Our firm commitment to top-notch customer service has situated us as a leading area Ford dealer, and this is what keeps our customers coming back time and again. We offer a wide selection of vehicles and are excited to help you find a car that's tailored to your specific needs.EXPERTS RAVEEdmunds.com's review says The Elantra sedan has a large 14.8-cubic-foot trunk, which is more capacity than most rivals, and the liftover height is low..Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Ford and Hyundai
1250 US Highway 31 South
Greenwood, IN 46143
(800) 416-5555
AutoCheck
FUEL EFFICIENT 37 MPG Hwy/25 MPG City! 2.4L SE trim. Bluetooth, CD Player, iPod/MP3 Input, Aluminum Wheels, Satellite Radio. CLICK NOW!WHY BUY FROM USSince first opening our doors, Ray Skillman Ford has been proud to serve Indianapolis, Greenwood and Franklin drivers. Our firm commitment to top-notch customer service has situated us as a leading area Ford dealer, and this is what keeps our customers coming back time and again. We offer a wide selection of vehicles and are excited to help you find a car that's tailored to your specific needs.EXPERTS REPORTEdmunds.com's review says This is a quiet car. Swallowing road irregularities with hushed damping and quiet confidence is this sedan's biggest strength. Ride quality, regardless of trim, is well-controlled but never harsh..Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Ford and Hyundai
1250 US Highway 31 South
Greenwood, IN 46143
(800) 416-5555
AutoCheck
FUEL EFFICIENT 39 MPG Hwy/27 MPG City! Ray Skillman Certified. Remote Engine Start, CD Player, Dual Zone A/C, Blind Spot Monitor, Cross-Traffic Alert, Back-Up Camera, Aluminum Wheels, Satellite Radio, Bluetooth, iPod/MP3 Input CLICK ME!WHY BUY FROM USSince first opening our doors, Ray Skillman Ford has been proud to serve Indianapolis, Greenwood and Franklin drivers. Our firm commitment to top-notch customer service has situated us as a leading area Ford dealer, and this is what keeps our customers coming back time and again. We offer a wide selection of vehicles and are excited to help you find a car that's tailored to your specific needs.SHOP WITH CONFIDENCERay Skillman hand-picked certified vehicles include an exclusive 4 month/4,000 mile warranty. This limited powertrain warranty provided by Ray Skillman is on all hand-picked certified pre-owned, Long term protection plans are available. 100+ point inspection where we go over our used cars and t, That means we're picky. After all, not every vehicle gets to be a hand-picked used car. Vehicle history report completed by CARFAX or Autocheck.Pricing analysis performed on 5/9/2019. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Chevy
3891 South Post Road
Indianapolis, IN 46239
(888) 376-3404
AutoCheck
EPA 25 MPG Hwy/17 MPG City! Leather, Third Row Seat, Entertainment System, Power Liftgate, Satellite Radio, iPod/MP3 Input, Rear Air, Back-Up Camera, Quad Bucket Seats, 6-SPEED AUTOMATIC TRANSMISSION W/AUTO. Aluminum Wheels CLICK NOW! WHY BUY FROM US For over two decades, Ray Skillman Discount Chevrolet has been the premier dealer of Chevy cars for the Indianapolis, Carmel, and Greenwood areas. Our long history in the area has led us to become one of the most recognized and trusted dealers of both used and new cars. We continue to gain the respect of the community through our commitment to great service, a variety of on-site financing options, and thorough knowledge of each vehicle we sell. OPTION PACKAGES ENTERTAINMENT GROUP #1 2nd row overhead DVD console, 2nd row 9 video screen, video remote control, wireless headphones, 16 X 6.5 ALUMINUM WHEELS, 3.6L 24-VALVE VVT V6 FLEX FUEL ENGINE (STD), 6-SPEED AUTOMATIC TRANSMISSION W/AUTOSTICK (STD). VEHICLE REVIEWS CarAndDriver.com explains Massively improved last year, the Chrysler Town & Country and Dodge Grand Caravan drive with more precision, have better interiors, and are still hugely practical.. Pricing analysis performed on 5/8/2019. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 
Location:
Ray Skillman Whiteland
1099 N. U.S. Highway 31
New Whiteland , IN 46184
(317) 535-0911
AutoCheck
Recent Arrival! 2014 Kia Rio LX Silver Odometer is 18382 miles below market average! 27/37 City/Highway MPG 6-Speed Automatic 1.6L I4 DGI 16V FWD Awards: * 2014 KBB.com Brand Image Awards Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Whiteland
1099 N. U.S. Highway 31
New Whiteland , IN 46184
(317) 535-0911
AutoCheck
Recent Arrival! 2009 Dodge Journey R/T Red 3.5L V6 MPI 24V High-Output, AWD. 6-Speed Automatic 3.5L V6 MPI 24V High-Output AWD Reviews: * If you're looking for minivan utility and storage space, without the minivan look, the Journey is a viable option. With its available third-row seating, it offers more room than the Ford Escape and Chevy Equinox. Source: KBB.com Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Whiteland
1099 N. U.S. Highway 31
New Whiteland , IN 46184
(317) 535-0911
AutoCheck
Recent Arrival! 2015 Hyundai Elantra SE Silver 28/38 City/Highway MPG 6-Speed Automatic with Shiftronic 1.8L I4 MPI DOHC 16V ULEV II 145hp FWD Awards: * 2015 KBB.com 10 Best UberX Candidates Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Whiteland
1099 N. U.S. Highway 31
New Whiteland , IN 46184
(317) 535-0911
AutoCheck
Recent Arrival! 2013 Dodge Dart SXT/Rallye Gray Odometer is 740 miles below market average! 6-Speed Tigershark 2.0L I4 DOHC FWD Awards: * 2013 KBB.com 10 Coolest New Cars Under $18,000 * 2013 KBB.com 10 Best Coolest Cars Under $18,000 Indy's largest selection of Buicks, GMC Trucks, Kias and Mitsubishis. Ray Skillman Auto Center in Indianapolis, IN, also serving Greenwood, IN and Plainfield, IN is proud to be an automotive leader in our area. Since opening our doors, Ray Skillman Auto Center has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible. Conveniently located just 1/2 mile north of Greenwood Park Mall on US 31 S.
 
Location:
Ray Skillman Chevy
3891 South Post Road
Indianapolis, IN 46239
(888) 376-3404
AutoCheck
FUEL EFFICIENT 38 MPG Hwy/26 MPG City! Turbo Charged, Aluminum Wheels, ENGINE, ECOTEC TURBO 1.4L VARIABLE VALVE TIMING DOHC 4-CYLINDER SEQUENTIAL MFI, TURBO, Onboard Communications System, iPod/MP3 Input, Satellite Radio SEE MORE! WHY BUY FROM US For over two decades, Ray Skillman Discount Chevrolet has been the premier dealer of Chevy cars for the Indianapolis, Carmel, and Greenwood areas. Our long history in the area has led us to become one of the most recognized and trusted dealers of both used and new cars. We continue to gain the respect of the community through our commitment to great service, a variety of on-site financing options, and thorough knowledge of each vehicle we sell. OPTION PACKAGES TRANSMISSION, 6-SPEED AUTOMATIC, ELECTRONICALLY CONTROLLED WITH OVERDRIVE, RS PACKAGE includes rocker moldings, unique front and rear fascias, Sport Body Kit, (T43) rear spoiler and uplevel jeweled instrument panel cluster with chrome trim rings (uplevel cluster is standard on LTZ) (Also includes (T3U) front fog lamps.), 1LT/1XF DRIVER CONVENIENCE PACKAGE includes (ADS) driver 6-way power seat adjuster with manual recliner and (UD7) Rear Park Assist, AUDIO SYSTEM AM/FM stereo with CD player and MP3 playback capability, graphical display, TURBO with water cooled bearings (138 hp [102.9 kW] @ 4900 rpm, 148 lb-ft of torque [199.8 N-m] @ 1850 rpm), REMOTE VEHICLE STARTER SYSTEM. EXPERTS CONCLUDE Edmunds.com explains Chevrolet finally has a quality small car in the form of the 2012 Cruze.. Pricing analysis performed on 5/15/2019. Fuel economy calculations based on original manufacturer data for trim engine configuration.
 

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Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title, Tags and Doc Fees not included in vehicle prices shown and must be paid by the purchaser. Pricing does not include dealer installed accessories. While great effort is made to ensure the accuracy of the information on this site errors do occur so please verify information with a customer service rep. This is easily done by calling us at or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a month term % interest and % downpayment.

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title, Tags and Doc Fees not included in vehicle prices shown and must be paid by the purchaser. Pricing does not include dealer installed accessories. While great effort is made to ensure the accuracy of the information on this site errors do occur so please verify information with a customer service rep. This is easily done by calling us at or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a month term % interest and % downpayment.