Buy Here Pay Here

Ray Skillman Auto Group Financing Indianapolis IN

Ray Skillman Auto Group Financing Indianapolis IN

Financing That Fits YOUR Needs

Financing your car, truck, or SUV in Indianapolis, IN can be intimidating. That’s why we have flexible options that make it simple for you at the Ray Skillman Auto Group.

Have you been shopping for a vehicle in Plainfield, Greenwood, or Indianapolis and you are trying to figure out which financing option is right for you? When you shop at Ray Skillman Auto Group, we give you the flexible financing options that meet your needs. We know not everyone is in the same place so let us show you how you can own a car today.

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Traditional Financing

Most people are familiar with traditional financing options, but for those who may be new to buying a car, let us talk about what this means. We work with many lenders that can help you get financed. These institutes include traditional banks, credit unions, and even the manufacturers themselves. Most individuals will qualify for these financing options. Of course, your interest rate and down payment can vary depending on your credit rating and credit history. It can be difficult for those with bad credit, no credit, or bruised credit to get financing from traditional financial institutions. Our finance experts will work with you to help you decide which financing option is right for you and your situation. You can fill out our online credit application to get started and see where you are at in terms of financing capability before you visit our store or you can stop by and see us to see what you qualify for at Ray Skillman Auto Group.

Buy Here, Pay Here

We realize that many people do not have perfect credit and may need a little help from time to time. Losing a job, a death in the family, illness, divorce, and other setbacks can harm your credit rating and mar your credit report leaving you with fewer options to obtain a loan for your new car, truck, or SUV. At Ray Skillman Auto Group, we recognize that no one is perfect. We also realize that people deserve a second chance. That is why we offer our Buy Here, Pay Here program. This is an in-house flexible finance option that allows us to issue loans directly to our customers so they can get a quality car, truck, or SUV. This option makes it easier to finance our customers and can also help you repair your credit when you make payments on time. Our finance experts can work with you to help find an interest rate and monthly payment that fits your budget. All we need to start is a valid driver’s license, your most recent pay stub, a recent utility bill, $99 down payment (or more), and the title for your current vehicle if you are trading it in. Talk to our finance experts at Ray Skillman Auto Group today to see if you qualify.

The Next Steps

Now that you know that we have flexible financing options at Ray Skillman Auto Group what should you do next? It really depends on where you are at in the car buying process. Of course, you can always come in and see us anytime no matter where you are in the process. We recommend that you fill out our online credit application to see if you qualify for traditional financing options. If you do not, come talk to us about our Buy Here, Pay Here program instead. You can also check out our inventory online or on our lot so you know how much you will need to finance. You can also value your trade-in and calculate your payment so you can budget how much money you will need to set aside for a down payment as well as a monthly payment. If you feel overwhelmed, don’t worry! We are here to walk you through the process and answer any questions that may come up along the way. Come see us today to get started.